Being prepared for emergencies and having a plan for your money will save time and help to avoid hardships in the future. These are the things I will achieve and maintain to maximize my goals and live responsibly.
1. Roth 401k - Contribute $18,500 every year 2. Roth IRA - Contribute $5,500 every year 3. Health Savings Account - Contribute $3,400 every year 4. Brokerage Account for ETFs & Stocks - Contribute $15,000 minimum every year 5. Checking Cash Account - Save and Maintain a $5,000 balance (daily living expenses) 6. Emergency Cash Account - Save and Maintain a $2,500 balance (health costs, auto repair, etc.) 7. Employment Cash Account - Save and Maintain a $7,500 balance (tide you over until you get another job) 8. Need & Want Cash Account - Save and Maintain a $5,000 balance (auto, home, etc. / mattress, appliance etc.)